Another issue is liability if you really screw someone up. Nobody talks
about this fact, only how well / quickly they fix your car.
Get a $1,000,000 lawsuit against you and you may not be worrying too much
about your car.
Will Americas Collector cover you that well in a $1 Mil lawsuit? You
might
ask them
Get a $1 Mil umbrella policy with a $100,000 deductible via a regular
insurance company (state farm) and these collector car companies may be
all
right.
I have collectors insurance through state farm and they go stated value on
a
price you justify before you get the policy. I have one for $40,000
stated
value on my 64 that costs me $144 twice a year. I also know I have
liability up to $2 million with my umbrella policy through them.
I had that same company insure my 69 L71 when I crashed it in '96. It was
insured for $23,000 and the company spent about $13,000 to get it
repaired.
Wasn't any sweat, at least the insurance company part. Getting it
repaired
correctly and in a timely matter is another story.
Vito
"Dad" <knockers@[EMAIL PROTECTED]
> wrote in message
news:V9adnTXjm7Rei4_VnZ2dnUVZ_v6rnZ2d@[EMAIL PROTECTED]
>
> "Ric Seyler" <ricseyler@[EMAIL PROTECTED]
> wrote in message
> news:%6oQj.68002$y05.43837@[EMAIL PROTECTED]
>> Hey guys is there a group consensus on which company
>> to get "Collector Car Insurance"? i.e like Haggerty or Grundy, etc.?
>>
>> I want to move my '94 6sp Ragtop from USAA.
>>
>> And if I remember correct there is a specific caveat I need to
>> be sure of. Some special wording on the "Agreed Value" section,
>> if I'm not mistaken.
>>
>> It hasn't been my daily driver for a couple of years (very little
mileage
>> per year),
>> garage kept and I need to get it off USAA's Policy for the cost
per/mile
>> driven.
>> Plus the replacement value USAA would settle on if it got totaled at
it's
>> current age.
>>
>> Thanks!
>>
>> --
>> Ric Seyler
>
> I use http://www.americancollectors.com/
with out a problem and at a
lower
> cost than some of the other names. I've not had a claim so it has yet to
> prove itself in that manner. My polices are for stated value which also
> determines your premium, of course. Note that they will increase your
> policy if the trend for you car is appreciating.
>
> --
> Dad
> 05 C6 Silver/Red 6spd Z51
> 72 Shark Black/Black/4spd
> 64 Red/red/white top/4spd
>
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