"Saab C900 Viggenist" <c900@[EMAIL PROTECTED]
> wrote in message
news:fvo42o$mlp$5@[EMAIL PROTECTED]
> How can the insurance company sell the car without your permission? They
> do
> not own it - you do. Even after it's been smashed it's still owned by
you
> and not the insurer, and even though the insurer can decide whether or
not
> the car will become a legal write-off (though you always have the right
to
> use an independent *****sor), it's still owned by you!
No it isn't.
If the car is declared a write off and you get paid for it, you pass the
title of the car over to the insurer in accepting the payout. They are, in
effect, buying the car from you (complete with registration and all
accessories) and it becomes their property to do with as they see fit. The
only exception to this is if you have an agreement with them to retain the
wreck, in which case they'll make a reduced payment that deducts the
"salvage value" of the vehicle that they would likely get from selling it
themselves.
You *don't* have an automatic right to get paid out for a write off *and*
keep the vehicle. That's up to the insurer.
> Maybe in the US or elsewhere insurers claim to have the right to take
> owner****p of a pranged vehicle but that should NEVER happen here in
> Australia.
Wake up and smell the coffee. It's standard practise that happens here
every
day.
--
Regards,
Noddy.
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